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What impressed me the most was the rates Ephraim was able to get for me. His communication keeping me up to date & quality of service was good, & his courtesy & friendliness was excellent. I refinanced through Invent Finance, & Ephraim has saved me a lot of money in interest repayments. I am very happy with his service and will recommend Ephraim & Invent Finance to my friends.

– Dr Sandra


“In today’s world of red tape, paperwork and stringent guidelines it is great deal with someone who has the client’s interests at heart. Well done Tim and team on a great service.”

-D Linton-Keane


“We were looking to purchase land with the use of a broker and Tim Murray came highly recommended. Upon meeting with Tim we found him to be an excellent source of information, giving various options available to us. We encountered a few stumbling blocks, but Tim managed to navigate through them on behalf of us. We feel that we would not have succeeded in obtaining finance if it wasn’t for Tim.”

– F Carpenter


“Ephraim was brilliant in all areas and kept me informed during the whole application to approval process. His knowledge and understanding of products is excellent. I would recommend his services to others.”

– M Sheedy


“Ephraim was very organised and always available when I had questions. His understanding of my needs, communication and quality of service was excellent. I would definitely recommend Ephraim’s services to others.”

-L Burnett


“My husband and I highly recommend Tim Murray and his staff for their effortless professional service. The service was very friendly & very helpful. Your proficiency in getting our required loan approval expedited was very impressing.”

– C Hensby


“Thanks again for your assistance. Tim, you have introduced me to a new way of borrowing money.  I usually just do things direct with my business account manager but I must say you leave him for dead in all areas.”

– L Weeks


“As a client of Tim’s for over 10 years, we are continually happy with the service he has provided us throughout the course of all our loan applications, from a first home buyer to a property investor. He continues to achieve lower interest rates than the banks advertise and makes the application process easy. We are extremely grateful. Thank you.”

-M Anderson


“I was about to give up on my dream of finally getting out of renting cycle to live in my newly built dream home. I had spent months working directly with banks and other lenders to unravel a complicated financial situation to make it happen. None of them could achieve what I needed to do, which was to completely restructure the loan application as it involved a SMSF, it was too complicated. Then I heard about Tim. He immediately recognised what needed to be done, and provided very sound advise on how to achieve what I was trying to do. And then he made it happen. I would not hesitate to recommend Invent Finance to anyone seeking to save money, using a professional, efficient, and customised financial service. Tim helped me build my future.”

– Raj.

“In a world of uncertainty it’s hard to see if you can afford a future . After talking with Tim I learned that he has the knowledge to take all uncertainty away make all dreams  possible which is what Tim did it for me.”

– L. Power


What a great job you(Tim) were doing – We were constantly ringing… and you know exactly where we are up to with everything every time I call! You’re doing an amazing job. Thankyou so much! “

– Yvette & Tomi,

“Tim’s ease in organising a new loan and his level of expertise really impressed me. His communication, quality of service and friendliness is excellent”.


“Overall exceptional service, dealt with speedily and with accuracy! I was really pleased with the service given and would recommend to others”.


“Tim assisted and helped me comprehend. His knowledge of the products made the process easier. He always returned my phone calls which made everything easy! The service provided was excellent, I would recommend his services to others.”


“Excellent services displayed by Tim. He knew what we wanted and needed in order to get our investment loan. Easy to talk to, explained things well when I didn’t understand. You were assuring that we would get the loan.”


“Easy to communicate with and easy to talk to, nothing is a drama. Communication was Excellent! Prompt and reliable service and the convenience of being able to contact you at any time.”


Your quick response to questions and phone calls….re-organising and getting our loans to be stand alone loans and not having any cross collateralised, and your advice and guidance.”


Tim was not lacking in any area. He is very professional and efficient. Always followed up on any queries. Will definitely recommend to family and friends”


Your diligence and dedication to getting everything the banks would need to see is really appreciated, and I know for sure if I’d gone anywhere else, or directly to a bank I would have failed, and I would have had to go back, and a couple more times back and forth – ultimately probably ending in failure for not getting it all right the first time. I just wanted to tell you this didn’t go unnoticed and you’ve got a customer (and plenty of referrals) for life!”


I appreciate you being able to provide solutions that were relevant to my situation. The solutions were hassle free. Prompt service, you kept it simple for me”


 “I liked the way I was made to feel confident all would work out, even though securing finance wasn’t easy due to my circumstance. I was kept informed during the entire process (warts & all) Thanks again.”


 “You were very thorough and diligent. You were helpful right through the process and you kept us abreast of the progress all the way through.
Honestly, I don’t  think we would have been able to get the finance without you.
Our case was just too complicated and if anyone who didn’t have the same determination had been handed our case it wouldn’t have got over the line.”


 “I was impressed and grateful that you responded to my emails and phone calls every time.
You never made me feel that I was imposing or being a nuisance (although at times I probably was). This time was quite stressful for us both but your service was much appreciated.

The fact that you were friendly and approachable and nothing appeared to be too much trouble“I would not hesitate in recommending your services to friends in the future. Thank you so much”


On the weekend I was talking to a Real Estate agent who looks after my rental properties.
She told me that most of the potential sales that they have been getting keep falling over.
I told her how I myself was refused a loan.
I then explained how easy it was to get finance through you, on not only 1 loan, but 3 loans.
She said that she would like to introduce customers to your firm.
You never know, you may get some work out of them. Thanks”


“Your expertise and sound knowledge was outstanding. Thank you for your guidance, your availability and for negotiating us a good deal. We will be using your services again in the future.” 


Tim is very knowledgeable in the industry. He kept us up to date during the whole process, even followed up with us after everything was finalised. His assistant Jenny is fantastic.”


“Extremely happy with the efficiency and professional attitude I received when dealing with Tim. I would recommend his excellent services to family and friends, and would gladly use his services again.”


“From the start Tim put me at ease and made the whole process very simple. I would recommend Tim to anybody looking for a loan because his services, communication, explanations of products are all EXCELLENT”


“Excellent lateral thinking in how to approach the structuring loans to suit and fit our needs.
Communication, courtesy and friendliness was exceptional”


“Firstly, thank you for all your help for getting me out of my “Total Mess” I was in. Don’t know how you did, but you did!! Words cannot describe my appreciation”


“Good old fashion down to earth service, And very professional, wish I had met Tim years ago, He has turned my families life around, finally someone helped us realize the fruits of all our labour. Champion.”



“Tim’s extensive knowledge of property finance and his grasp of our overall situation helped us feel like the suggestions he made and the advice he gave were spot on. He was also always in touch with us when anything important was happening and his team at Invent Finance did an amazing job following up the banks, keeping us informed and generally lessening a potentially stressful situation.”



“Thank you Tim for all your help with the purchasing our new home. We have used Tim 3 times now and couldn’t be happier, we have already referred you to many friends and family and would highly recommend you to anyone we know.”

– Morrison


“The service was excellent and very friendly. Tim impressed us with his complete understanding of our situation. His knowledge & explanation of products is excellent.”

– Sainty


“Tim & the team at Invent Finance made getting our first mortgage as painless & seamless as possible with nothing ever being a drama. Tim kept us in the loop every step of the way and got us the best deal possible. We would highly recommend Tim and Invent Finance to anybody looking at getting a loan.”

– Hughes


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